Study: Racial Gaps Hurt Retirement Plans

By Chris Hoenig


When it comes to retirement readiness, race and ethnicity matter. And according to a new study, whites are the most prepared.

Research from the National Institute on Retirement Security found that more than 60 percent of white households own assets in a retirement account, while more than 60 percent of Blacks and nearly 70 percent of Latinos do not—and those who have plans have far less in them than their white counterparts.

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