The Power of Representation: Improving Housing Outcomes for Black Homeowners  

For nearly two decades, Lynnette Khalfani-Cox has given personal finance advice and insight to countless news organizations. In 2019, the financial educator became the story.  

Khalfani-Cox and her husband took a home equity line of credit on their three-bedroom, three-bathroom ranch home and needed to appraise it. 

This wasn’t the couple’s first experience with home appraisals. Khalfani-Cox was ready with a one-sheet with all the home’s upgrades and improvements. What she wasn’t prepared for was the dismissive home appraiser. 

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